[Today’s run: part of Watson Road, about 2 miles]
I was out running on Watson Road, worrying about my checking account being in a perilous state. Then I finally realized I should move the balance of this other account over there. I’d have to pay $20 for the wire transfer but that is a lot less than even one overdraft.
So I turned around and zipped back home and got that done.
Sometimes it takes me awhile to figure out what to do. Going for a run can really help my mind settle down and figure out the basic issues and maybe find a solution.
Running also helps my digestion kind of settle down too.
Running is a “settle down” kind of activity.
(I won’t go into why my account was in a perilous state. Let’s just say that I have two banker brothers and an accountant father-in-law… and I am neither.)
One reply on “Runnning as mental relaxation”
There was a time when one would maximize the benefit of bank accounts, earning interest by having money in savings and transfer a bare minimum to checking as needed. Now, with current interest rates far to the right of the decimal point, that is hardly worth considering – just keep everything in checking (unless you have debit card – then you may want to mitigate exposure of debit card fraud/theft by having a lower balance). Curiously, the dividend return of owing stock in the bank (at least at my bank) is over 4X higher than the return from having savings _in_ the bank (albeit the former FDIC insured).